Insurance Test Your Life Insurance Knowledge Share | Related Content 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan. The 12 Steps to Living Confidently: Savings and Cash Flow Why is Cash Flow so important to understand? The Mattress Dilemma: Where to Stash Your Savings? Americans are saving more these days.1 Especially millennials. We know why to save: For emergencies, for retirement, to afford big-ticket dreams like home ownership or opening a business. But how to save is another matter.