Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Related Content Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. Behavioral Finance An amusing and whimsical look at behavioral finance best practices for investors. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.